TERMS AND CONDITIONS

GLOBAL COGNITIVE UTILITY CONSTITUTION

Platform Framework: Augmented Autonomous Human Mesh / Every Human is a Service™

Effective Date: May 18, 2026

Corporate Seat (Domestic/International): Florida, USA

THIS CONSTITUTES A BINDING, COMPREHENSIVE GLOBAL CONTRACT. PLEASE READ CAREFULLY.

By accessing, authenticating, or routing data through the AAHM Technologies infrastructure, you (hereafter “User,” “Client,” or “Expert”) enter into an absolute, irrevocable legal agreement with AAHM Technologies (collectively, “AAHM”). If you do not agree to the totality of these Terms, you are denied permission to utilize, interface with, or connect to the Third Network.

1. INFRASTRUCTURE STATUS & THE “ALGORITHMIC ROUTER” DOCTRINE

1.1 Universal Third-Network Definition

AAHM operates exclusively as a decentralized, passive, global cognitive routing infrastructure, the Third Network. AAHM is not a service provider, professional firm, employer, marketplace operator, or agent for any party. The platform functions strictly as an algorithmic data pipeline that indexes, categorizes, matches, and routes global human intelligence, real-time judgment, and specialized skill (“Experts”) to real-time operational requests (“Clients”).

1.2 Universal Independent Sovereign Status (Global Labor Shield)

All Experts operating on or through the network do so as independent, sovereign corporate enterprises. AAHM completely disclaims any employer-employee, worker, agency, or joint-venture relationship under every global, national, federal, state, and regional labor framework, including but not limited to:

  • United States: The Fair Labor Standards Act (FLSA), California AB5, the Dynamex multi-factor tests, and all state-level worker classification statutes.
  • European Union: The EU Platform Work Directive (all contractual or statutory rebuttable presumption criteria are explicitly, knowingly, and irrevocably waived by the parties).
  • United Kingdom: The Employment Rights Act 1996, IR35, and all “Worker” status frameworks.
  • Global Parallel Statutes: All local lex loci labor codes governing dependency, subordination, and economic reality tests.

The Expert assumes 100% sole responsibility for all global income taxes, self-employment taxes, value-added taxes (VAT), GST, social security contributions, insurance premiums, and local business registrations required in their physical jurisdiction.

1.3 The Show Chic Precedent

The operational evolution of the Show Chic Equestrian vertical serves as the definitive structural precedent for all verticals globally: AAHM does not possess, manage, operate, or provide domain-specific services (including but not limited to equine training, sports medicine, legal counsel, medical diagnostics, or high-risk athletic execution). All domain expertise, operational risk, and execution reside exclusively with the third-party Expert.

1.4 Neutral Conduit Operating Principles

To preserve intermediary immunity, AAHM shall: (i) not create or develop Expert Content; (ii) not materially contribute to unlawfulness; (iii) not promote specific Experts over others via human curation; (iv) display all Expert ratings as “User-Generated” data. Any algorithmic ranking is neutral, automated, and based on objective parameters. Violation of this Section by AAHM does not create liability beyond what is imposed by mandatory law.

2. GLOBAL LIABILITY IMMUNITY & REGULATORY INTERMEDIARY SHIELDS

2.1 Complete Intermediary Immunity

To the maximum extent permitted by applicable global law, AAHM operates with the total legal immunities of a passive internet backbone provider and technical data carrier.

  • United States: Pursuant to 47 U.S.C. § 230 (Communications Decency Act), AAHM is not the publisher, speaker, or author of any Expert advice, judgment, content, or data routed through the platform. AAHM disclaims all liability for defamation, professional negligence, errors in human judgment, or misrepresentation.
  • European Union: Pursuant to the Digital Services Act (DSA), AAHM operates strictly as an intermediary caching and hosting service provider, enjoying absolute liability exemption for hosted, routed, or matched third-party information.
  • Global Parallel Statutes: AAHM is universally shielded from any liability arising out of cognitive errors, omissions, or systemic outcomes resulting from connections facilitated by the algorithmic matching engine.

2.2 Global “AS-IS” Mandate & Disclaimer of Warranties

The Third Network infrastructure, all algorithmic matching systems, and all human cognitive streams routed through the platform are provided “AS IS” and “AS AVAILABLE” without warranties of any kind. AAHM explicitly disclaims all warranties, express, implied, statutory, or otherwise, including but not limited to implied warranties of merchantability, fitness for a particular purpose, systemic accuracy, uninterrupted uptime, or the efficacy/competence of human judgment.

3. ABSOLUTE LIABILITY LIMITATION & RISK ALLOCATION

3.1 Financial Liability Cap

Under no circumstances shall the aggregate, cumulative liability of AAHM, its parent entities, subsidiaries, global affiliates, officers, directors, employees, contractors, and investors, arising out of contract, tort, strict liability, warranty, statute, or any other legal theory, exceed the absolute maximum limit of: $100 USD or the total fees paid by the user to AAHM in the three (3) months immediately preceding the event giving rise to the claim, whichever is greater.

Exception: The limitations in this Section 3.1 shall not apply to liability arising from: (i) AAHM’s gross negligence or willful misconduct; (ii) AAHM’s fraud; or (iii) personal injury or death, to the extent such limitation is prohibited by applicable law. This Exception is narrowly construed and does not create any duty of care not otherwise existing at law. This liability cap is a fundamental, non-negotiable element of the economic bargain.

3.2 Total Exclusion of Consequential and Indirect Damages

To the furthest extent permitted by law, AAHM is entirely immune to, and explicitly disclaims, any liability for indirect, incidental, special, consequential, punitive, exemplary, or multiplied damages. This includes, without limitation, loss of global profits, business interruption, loss of data, loss of goodwill, system downtime, cost of cover, or any economic damage resulting from reliance on the network.

3.3 No Duty to Monitor, Screen, or Correct

AAHM has no duty and undertakes no obligation to monitor, screen, edit, verify, or correct any Expert Content, Client requests, or algorithmic matches. AAHM is not liable for failure to remove or delay in removing content. Any voluntary actions taken by AAHM to enforce Terms do not create a duty or waive immunity under 47 U.S.C. § 230 or DSA Art. 6.

3.4 The “AI Handoff & 20% Judgment” Allocation

Users explicitly acknowledge that the intersection of automated computational intelligence and real-time human intervention (“The 20% Judgment Real-Time Window” or “Beyond AI” escalation protocols) involves inherent, non-linear volatility. The Client assumes 100% of all technical, operational, and financial risks associated with relying on human intervention escalated via the network. Client waives any claim that AAHM failed to warn of volatility.

4. GLOBAL BROAD-FORM INDEMNIFICATION

4.1 Universal Hold-Harmless Mandate

You agree to defend, indemnify, and hold completely harmless AAHM, its parent entities, subsidiaries, international affiliates, officers, directors, employees, contractors, legal representatives, and investors from and against ANY and ALL claims, lawsuits, regulatory investigations, fines, demands, losses, or liabilities (including unrestricted international attorneys’ fees, expert witness fees, and court costs) arising directly or indirectly out of:

  1. Your utilization, deployment, or exploitation of the Third Network infrastructure.
  2. Any cognitive service, advice, calculation, or judgment you provide (as an Expert) or receive (as a Client).
  3. Any breach of international law, local ordinances, professional codes, or these Terms.
  4. Professional malpractice, gross negligence, personal injury, property damage, or regulatory infractions committed during an active human-to-human or human-to-AI match.

Limitation: User’s indemnity obligations shall not extend to liabilities finally determined by a court of competent jurisdiction to have resulted from AAHM’s sole gross negligence or willful misconduct. AAHM may assume exclusive defense at User’s expense.

5. GLOBAL COGNITIVE DOMAINS & MANDATORY LICENSURE

5.1 Bifurcation of Knowledge Nodes

Human knowledge routed through the Third Network is classified into:

  • Open Cognitive Domains: Creative, technical, operational, standard business strategy, and non-regulated skill sets.
  • Regulated Cognitive Domains: Jurisprudence, medical/healthcare diagnostics, financial engineering, structural architecture, fiduciary asset management, and all other domains requiring state, federal, or international licensing.

5.2 Licensure and Compliance Warranties

For any transaction or communication involving a Regulated Cognitive Domain, the Expert warrants with absolute finality that they possess all active, valid, and unencumbered licenses, certifications, and permissions required by the physical jurisdiction of the Client.

  • AAHM disclaims all compliance oversight, auditing duties, and liability under the US Federal Trade Commission (FTC) Act, Food and Drug Administration (FDA), Securities and Exchange Commission (SEC), State Bar Rules, European Medicines Agency (EMA), UK Financial Conduct Authority (FCA), and all parallel global regulators.
  • The Client bears sole, un-delegable responsibility to inspect, verify, and confirm the digital credentials of the Expert. AAHM is a neutral carrier, not a certifying board.

5.3 Physical-World High-Risk Activity Waivers

For physical-world applications (including the Show Chic Equine framework, high-performance athletics, human motion analysis, or field logistics), the user acknowledges that physical activities carry inherent risks of severe bodily injury, property damage, or death. Users explicitly waive all claims under regional activity liability statutes (e.g., US State Equine Activity Liability Acts across FL, TX, KY). Experts must maintain independent professional liability insurance covering their respective domains.

6. COGNITIVE LEGACY, INTELLECTUAL PROPERTY & GLOBAL AI DATA LAWS

6.1 The Global AI Training License

By injecting knowledge, text, voice, video, code, or biometric data into the platform, the Expert grants AAHM a perpetual, irrevocable, worldwide, fully sub-licensable, non-exclusive, transferable, and unrestricted license to ingest, process, de-identify, tokenize, and vectorize session data. This data is utilized to train, refine, and execute AAHM’s neural networks, Large Language Models (LLMs), and “Digital Legacy / Wisdom-as-a-Software (WaaS)” frameworks.

6.2 Pro-Rata Cognitive Training Royalty Architecture

In consideration for the training rights granted under Section 6.1, and subject strictly to the conditions set forth herein, AAHM implements an automated algorithmic data-licensing royalty infrastructure.

  1. Quantifiable Metrics: Royalties are calculated on a pro-rata basis utilizing two technical vectors:
  • (i) the cumulative logged duration (hours) an Expert spends actively feeding the network through valid sessions; and
  • (ii) the density/volume of structured data metrics extracted, tokenized, and committed to AAHM’s persistent LLM layers (“Extracted Data Weight”).
  1. Royalty Schedule & Disbursement: The exact calculations, token values, or dollar-equivalent distributions shall be governed by AAHM’s internal algorithmic lookup tables, accessible via the User Dashboard. AAHM reserves the right to modify the royalty algorithms and baseline rates at its sole discretion upon thirty (30) days notice.
  2. Forfeiture and Opt-Out: If a User toggles off data-sharing, elects to withdraw consent under Exhibit A, or exercises legal deletion requests under applicable privacy regimes (e.g., GDPR, CCPA), the underlying license terminates for future data, and the User immediately and permanently forfeits all ongoing and future royalty accruals for that data pipeline.
  3. Labor Law Preservation Disclaimer: The payment of data-licensing royalties under this Section is strictly a commercial, structural intellectual property transaction. It does not constitute a wage, salary, draw, or retainer, and does not alter the universal independent sovereign enterprise status established under Section 1.2.

6.3 Sovereign Privacy & AI Stacking

This contract is architected to cross-comply with, and shield AAHM from, conflicting global privacy and artificial intelligence regimes:

  • United States: Explicit opt-in consent is executed satisfying Illinois’s Biometric Information Privacy Act (BIPA), Texas’s Capture or Use of Biometric Identifier (CUBI), and the California Consumer Privacy Act (CCPA/CPRA).
  • European Union: Complies natively with GDPR Article 9 (processing of special categories of data) and Article 22 (automated individual decision-making). It explicitly triggers the high-risk infrastructure exemptions under the EU AI Act by classifying AAHM as a neutral data infrastructure and routing utility, not an automated deployment system.
  • Global Compliance: Incorporates data localization, sovereign exemptions, and processing frameworks under India’s DPDP Act, Brazil’s LGPD, and Canada’s PIPEDA.

Separate Consent Required: Where required by BIPA, CUBI, GDPR Art. 9, or similar law, the license in Section 6.1 is conditioned on User’s execution of the applicable separate, stand-alone consent: Exhibit A for Clients/Users or Exhibit A-Expert for Experts. If User declines, AAHM will not process biometrics but may limit platform functionality. Failure to obtain separate consent where required voids Section 6.1 only as to that User’s biometric data.

7. DISPUTE RESOLUTION: BIFURCATED MANDATORY ARBITRATION SHIELD

7.1 Separation of Governing Law & Venue

This section cuts off all access to local public courts, replacing them with a strict, split jurisdictional firewall:

  • North American Users (US/Canada): This agreement is governed entirely by, and construed under, the laws of the State of Delaware, without regard to conflict of law principles, and the Federal Arbitration Act (FAA). Any dispute must be filed and resolved exclusively through binding, confidential arbitration in Wilmington, Delaware, administered by JAMS.
  • International Users (Rest of World): This agreement is governed entirely by, and construed under, the substantive laws of Singapore. Any dispute must be submitted to and finally resolved by binding arbitration in Singapore, administered by the Singapore International Arbitration Centre (SIAC) in accordance with the Arbitration Rules of the Singapore International Arbitration Centre for the time being in force. The language of the arbitration shall be English.

7.2 Absolute Class-Action & Representative Waiver

All disputes must be resolved strictly on an individual basis. Both parties explicitly, knowingly, and permanently waive the right to initiate, join, participate in, or act as a plaintiff or class member in any class, collective, consolidated, mass, or representative action globally (Epic Systems v. Lewis standard applied worldwide).

7.3 Hyper-Deterrent Fee Shifting (“Loser Pays”)

The losing party in any arbitration, court challenge, or legal proceeding arising out of or relating to this platform shall pay 100% of all costs, administrative fees, arbitrator fees, and reasonable attorneys’ fees incurred by the prevailing party.

Good-Faith Consumer Exception: Notwithstanding the foregoing, AAHM will not seek recovery of fees or costs against an individual consumer User who brings a claim in good faith seeking less than $10,000 USD in total damages, exclusive of fees. This Exception does not apply to B2B Users, Experts, or claims brought for harassment or improper purpose.

7.4 Contractual Limitation Period

Any claim or cause of action arising out of or related to the Third Network must be formally filed within one (1) calendar year from the exact date the underlying event giving rise to the claim occurred, or be permanently, irrevocably barred globally, completely overriding any longer statutory limitations periods.

7.5 Confidentiality of Arbitration

All arbitration proceedings, filings, and awards shall be strictly confidential, except as required by law to enforce the award. User waives any right to publicize claims.

8. PLATFORM FEE INTEGRITY & WORLDWIDE NON-CIRCUMVENTION

8.1 Liquidated Damages Protection

The integrity of the Human Mesh network and monetization architecture is protected globally. If a Client and an Expert bypass, circumvent, or avoid the platform to transact off-platform within twenty-four (24) months of their initial match or interaction on AAHM, both parties shall be jointly and severally liable to AAHM for liquidated damages equal to: max(40% of all gross fees paid or payable off-platform in the first 12 months, $25,000 USD).

The parties agree that this sum represents a fair, reasonable, and pre-estimated measure of AAHM’s damages and is not a penalty, modeled on established global marketplace frameworks upheld under international contract law.

8.2 Global Set-Off and Freezing Rights

AAHM retains the absolute right to unilaterally withhold, freeze, suspend, or seize any financial payouts, escrow balances, digital assets, or tokens belonging to an Expert or Client—including any accrued training royalties outlined in Section 6.2—to satisfy any pending indemnity claim, non-circumvention violation, or fee deficit.

9. SUSPENSION, TERMINATION & NEXT-GENERATION FORCE MAJEURE

9.1 Absolute Discretionary Termination

AAHM retains the unilateral right to terminate, suspend, or block access to the global mesh for any user, at any time, for any reason or no reason, without prior notice or liability. All liability shields, disclaimers, data licenses, indemnities, training royalty conditional waivers, and dispute resolution provisions survive termination indefinitely.

9.2 Next-Generation Force Majeure

AAHM is entirely absolved of liability for failures, delays, or disruptions caused by events beyond its reasonable control, including but not limited to: cloud infrastructure outages, data center failures, global internet backbone disruptions, Large Language Model (LLM) hallucinations, cascading algorithmic degradation, power grid failures, international cyber-warfare, or state-level telecommunications censorship.

10. SYSTEMIC MISCELLANEOUS CLAUSES (THE COMPREHENSIVE OMNISTACK)

10.1 Global “Blue Pencil” Severability

If any phrase, sentence, clause, or section of this agreement is declared invalid, illegal, or unenforceable by an international tribunal, arbitrator, or court of competent jurisdiction, that specific provision shall be reformed by the tribunal to the minimum extent necessary to make it valid and enforceable, preserving to the absolute maximum extent the liability shields and risk allocations intended. The remainder of this contract shall remain fully intact, enforceable, and operational.

10.2 Comprehensive Statutory Compliance Omnistack

Users warrant and agree to maintain complete operational compliance with all international digital, security, privacy, and automated intelligence regulations operational as of 2026. This platform is systematically governed by and incorporates compliance with:

  • Artificial Intelligence Frameworks: The European Union Artificial Intelligence Act (Regulation (EU) 2024/1689), the US Executive Order on Safe, Secure, and Trustworthy Artificial Intelligence, and all subsequent national algorithmic accountability protocols.
  • Global Consumer Protection & Content Regimes: The EU Digital Services Act (DSA), UK Online Safety Act (OSA), Australian Online Safety Act, the US Federal Trade Commission (FTC) Act, and the Digital Millennium Copyright Act (DMCA – 17 U.S.C. § 512).
  • International Data Privacy Registries: General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA/CPRA), Virginia VCDPA, Colorado CPA, Utah UCPA, Connecticut CTDPA, Texas TDPSA, Florida Digital Bill of Rights (FDBR), India’s Digital Personal Data Protection (DPDP) Act, Brazil’s LGPD, and Canada’s PIPEDA.

10.3 Global Sanctions & Export Controls

Users warrant and guarantee that they are not located in, citizens of, or operating under the control of any nation subject to comprehensive international trade sanctions, embargoes, or blacklists managed by the US Office of Foreign Assets Control (OFAC), the United Nations Security Council, or the European Union.

10.4 Entire Agreement & Non-Reliance

This framework constitutes the final, complete, and entire global agreement between the parties regarding AAHM Technologies and the Third Network. Case studies, marketing documentation, whitepapers, investor pitches, corporate presentations, and historical vertical data (including all Show Chic historical materials) are strictly educational, informational, and non-contractual. The user acknowledges that they have placed zero reliance on any external representations when executing this contract.

EXHIBIT A: BIOMETRIC & AI TRAINING CONSENT FOR USERS/CLIENTS

Required for Voice, Video, Face, or Behavioral Data Processing

To use voice, video, or other biometric features on the Third Network, AAHM Technologies must obtain your explicit consent. This is separate from our Terms and Conditions.

1. What We Collect

If you use voice/video sessions or upload media, we may collect biometric identifiers and biometric information, including: voiceprints, facial geometry, eye tracking, keystroke patterns, and behavioral characteristics derived from your interactions (“Biometric Data”).

2. Why We Collect It

We use Biometric Data for 2 purposes only:

  1. Service Functionality: To match you with Experts, transmit your voice/video in real-time, and verify identity to prevent fraud.
  2. AI Training & Digital Legacy: To de-identify, vectorize, and use the data to train, improve, and operate AAHM’s neural networks, Large Language Models, and “Digital Legacy / Wisdom-as-a-Software” systems per Section 6.1 of the Terms.

3. How Long We Keep It

  • Service Functionality: Raw audio/video is deleted within 30 days after your session ends.
  • AI Training: De-identified vectors derived from Biometric Data may be retained indefinitely to improve our models. They cannot be used to recreate your identity.
  • Legal Compliance: We may retain data longer if required by law, subpoena, or to resolve disputes.

4. Who We Share It With

We do not sell Biometric Data. We share de-identified vectors only with:

  1. Vendors: Cloud providers and AI processors who contractually must delete data and use it only for AAHM.
  2. Legal: If required by law, court order, or to protect safety.
  3. Successors: If AAHM merges or is acquired, the new entity is bound by this Consent.

5. Your Rights

You can:

  1. Withdraw: Revoke consent at any time in Settings > Privacy. We will stop new collection and delete raw Biometric Data within 30 days. De-identified vectors already used for training cannot be recalled. If you withdraw consent, any future royalty streams tied to the withdrawn data map will cease permanently per Section 6.2.
  2. Access/Delete: Request a copy or deletion of your Biometric Data via privacy@aahm.ai. We respond in 30 days.
  3. Opt-Out of AI Training: You may use the platform without AI Training. Toggle off “Improve AAHM with my data” in Settings. Service functionality may be limited, and you will not qualify for data extraction royalties.

6. Illinois, Texas, Washington, EU, India Residents

By clicking “I Agree,” you provide explicit, informed consent under:

  • Illinois BIPA 740 ILCS 14/15
  • Texas CUBI Bus. & Com. §503.001
  • Washington My Health My Data
  • EU GDPR Art 9(2)(a)
  • India DPDP Act Sec 7
  • You understand this data may be transferred to and processed in the United States and Singapore.

7. Data Extraction Royalty Disclosure

As set forth in Section 6.2 of the Terms and Conditions, AAHM allocates a pro-rata commercial royalty payment to Experts based upon the automated tracking of training hours logged and structured data weight extracted. Opting out of AI tracking, deleting historical vector sets, or changing platform privacy settings will impact or terminate your eligibility to receive these algorithmic distributions. This layout satisfies all statutory disclosures under the CCPA/CPRA and modern global data monetization frameworks.

[ ] I HAVE READ THIS CONSENT. I AFFIRMATIVELY CONSENT TO AAHM’S COLLECTION, STORAGE, USE, AND DISCLOSURE OF MY BIOMETRIC DATA FOR SERVICE FUNCTIONALITY AND AI TRAINING AS DESCRIBED ABOVE.

[ ] I DECLINE. Do not collect my Biometric Data. I understand voice/video features will be disabled and I will not be eligible for AI training royalties.

Name: _____________ Date: _____________

Signature / Clickwrap Timestamp: _____________

This Consent is governed by the dispute resolution, liability limits, and indemnity provisions in the AAHM Terms and Conditions. Withdrawing consent does not retroactively void Section 6.1 license for data already de-identified and used for training.

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